GPS Vehicle Tracking Insurance Discounts

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Live GPS Tracking System Tracks Every 5 Seconds

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REAL LIVE 5 SECOND GPS TRACKING FOR UNDER $1.67 A DAY WHY PAY MORE?

Real Live GPS Tracking Just imagine being able to see if your employee's are working , if the machine is moving the unit is tracking.

According to the National Insurance Crime Bureau, close to $1 billion a year is lost nationwide due to the theft of construction equipment and tools. Read more

Insurance Companies

(Offering Anti-Theft Device Discounts)

AAA Insurance up to 18%
AIG Insurance up to 15%
Allstate Insurance (CA, TX, NY, FL)
ALFA Insurance (AL) up to 10%
Farmers Insurance up to 15%
Fireman's Fund up to 5%
Gelco up to 10%
Georgia Farm Bureau Ins. (GA) up to 15%
Liberty Mutual up to 25%
Mercury Insurance up to 30%
Nationwide Insurance (CA) up to 10%
Progressive Insurance up to 15%
Safeco Insurance up to 10%
USAA Insurance up to 33%
21st Century Insurance up to 15%

States with Mandated Anti-theft Device Discounts

Illinois
Kentucky
Louisiana
Massachusetts
Minnesota
New Jersey
New Mexico
New York
Pennsylvania
Rhode Island
Texas

* Discount percentages apply to comprehensive coverage and vary by state. Each insurance carrier has its own underwriting guidelines and not all applicants will qualify.

** National Association of Insurance Commissioners. Discount percentages vary by state. Each insurance carrier has its own underwriting guidelines and not all applicants will qualify.

GPRS Coverage Map

Click on the coverage map on the right and enter your zip code to see if GPRS coverage is in your area. If GPRS coverage is in your area are Live GPS Tracking System will work in your area.

Rental Equipment Theft

Many criminals rent heavy equipment with no intention of returning it. The rental agreement will be for a few days and paid for in cash or with a fraudulent credit card. When the rental company goes to the site to retrieve the equipment, the site will be vacant. This equipment is often dismantled and sold as separate parts or exported to other countries.

Vehicle Theft is the nation's number one property crime, with 1.2 million vehicles stolen, costing an estimated $8.2 billion, according to the most recent FBI Uniform Crime Reports (ca 2001). What's even more disconcerting is the fact that the vehicle recovery rate has dropped substantially from about 84% in early 1990 to a mere 62% in 2001*. If law enforcement is unable to recapture your assets for you, who will?

Federal Bureau of Investigation Stats In 2003, 1.2 million vehicles were reported stolen, up 5.7% from 2002. In the United States, One vehicle is stolen every 25.7 seconds. The national stolen vehicle recovery rate is 62%. The estimated total value of vehicles stolen nationwide was $8.2 billion. The average value per vehicle was $6,646 at the time of theft. Read more

Motorcyclists
Motorcyclists must be especially careful to avoid becoming a theft or fraud victim. Because criminals can easily alter, reuse and camouflage motorcycle parts and frames, recovery rates for stolen cycles are typically in the 25-30 percent range, versus 65-70 percent for automobiles. Read more

Growing Problem

The construction, highway, agriculture and hauling industries count on heavy equipment to get their jobs done. What they don’t count on though is their commercial equipment being stolen.

Heavy equipment theft is a growing problem in the United States. The National Crime Information Center received more than 17,000 reports of commercial equipment thefts in 2005, while Insurance Services Office data indicate equipment theft insurance claims are growing at an annual 10-20 percent rate since 1996.

What makes commercial equipment such a tempting target for thieves? Huge profits. The national average value of a used piece of heavy equipment is $135,000. Thieves, many of whom belong to organized crime rings, enter jobsites after hours, load equipment onto trailers and then either resell the machinery to unsuspecting buyers, dismantle the equipment into smaller pieces for resale as spare parts, or illegally export it to other countries.

Loaders, backhoes, tractors, mowing equipment, bulldozers, forklifts, compressors, generators, excavators and trenching equipment are frequently targeted by criminals for their high direct resale value. Indirectly, their losses also cause costly job delays, downtime for businesses and higher insurance premiums.

With a recovery rate of only 25 percent – compared to more than 60 percent for stolen automobiles – stolen heavy equipment offers thieves a relatively low risk means of garnering huge profits.